#1 Merchant Credit Card Processing Company
CreditCardProcessing.com is our iDeal Choice for credit card processing companies. Established since 1998, they provide excellent customer service with experienced reps assigned for each merchant. Alongside business excellent business solutions, POS systems and other devices to integrate with their services, CreditCardProcessing.com enhances businesses of any size. Coupled with their multitude of positive reviews and an A-rating from the BBB, CreditCardProcessing.com is the best overall for your credit card processing needs.
“We switched to CreditCardProcessing.com about 3 months ago and it was the best thing we ever did for our company. I would recommend them to anyone.” -Monica Z.
Explore CreditCardProcessing.Com and all they have to offer, including their credit card processing services as well as software and business solutions to grow your business. When looking at credit card processors and deciding which one will fit your needs best, we at iDeal Comparison suggest considering the following questions while researching: 1. What kind of pricing model is the best fit, and 2. What additional software or business solutions do I need? We always suggest reaching out to a representative at CreditCardProcessing.Com to help determine what options will help you and your business flourish.
Aptly named, CreditCardProcessing.Com was founded in 1998. They work with all major credit card brands and networks, mobile payment apps such as ApplePay and SamsungPay and pin-based transactions. CreditCardProcessing.Com offers both Interchange Plus and Tiered Fee pricing models. As highlighted in our credit card processing overview, Tiered Fee pricing structures include a Qualfied Tier, Mid-Qualified Tier and a Non-Qualified Tier, with debit transactions using pins usually landing in the lowest rate bracket. CreditCardProcessing.Com also includes an Interchange Plus model, which charges a fee per transaction plus a slight markup of the interchange fee. Rather than trying to decide on a model by deciphering it online, we suggest calling a well-trained rep at CreditCardProcessing.Com to have all of your questions answered and your needs met.
CreditCardProcessing.Com does require additional fees as is typical with any credit card processing company. These include an annual PCI fee, a monthly minimum fee, monthly gateway fees and other added-services fees for some of their business solutions. iDeal Comparison always recommends calling to obtain the best information to make an informed decision.
Clover POS Systems are offered by CreditCardProcessing.Com for businesses who want both smart terminals and an excellent Point of Sale system to elevate their daily business transactions. Clover offers numerous terminal options that work in conjunction with their point of sale software, including terminals for merchants on the go (Clover Go) to smaller and larger stationary terminals. They are mobile app and EMV chip compatible, giving customers a wider range of options to use for transactions.
Beyond their smart terminals, Clover POS provides multiple options, settings and reporting features to enhance any size business. Merchants can manage their transaction settings, change and customize tip, tax and discount amounts, and restrict employee access. Clover can also provide reports and data for more efficient business practices, including inventory management, transaction history and other pricing-related data. Clover is QuickBooks compatible, and can even send updates to the mobile app or desktop while on the go. And of course, Clover is is quite convenient when settling transactions for credit card processing.
CreditCardProcessing.com offers Pax terminals and pin pads for easy checkout, especially for retail and eatery businesses. With the ability to accept both swipe and EMV chip payments, this device can sync with a merchant’s POS system with fast broadband connections, making transactions fast and simple for merchant and customer alike. Pax devices are PCI certified, ensuring customers that their credit card information is secure with every swipe or chip reading. Devices also come with a built-in pin pad printer for receipts, making it a small but mighty one-stop shop for transactions. Oftentimes CreditCardProcessing.com offers one for free, so be sure to take advantage if you’re looking to purchase one.
Authorize.Net is a both a gateway and virtual terminal compatible with CreditCardProcessing.Com. Merchants with an in-store or online presence will have highly secure terminals for its customers to use. Authorize.Net is a highly reliable, top-rated payment gateway and accepts every imaginable payment, including check processing. Their fraud detection and data security measures ensure that customer information is protected at every step of the transaction process. With the ability to set up recurring payments, save and update customer profiles, and create custom invoicing, Authorize.Net is an inexpensive but necessary piece to add to updgrade any business. Note that monthly gateway fees are applicable and often land around $7.95/mo.
iAccess is a business-enhancing reporting system offered by CreditCardProcessing.com. Businesses interested in data-driven solutions should consider using iAccess to better inform and evaluate the progress and state of their business. iAccess provides business reporting and analytics on transactions, chargebacks and other general financial data, resources for customer relations and marketing management, and even the ability to control social media accounts for your business. This system, when integrated with CreditCardProcessing.com services, gives merchants a range of support and information vital to business growth and development.
Pirq is a mobile loyalty program offered by CreditCardProcessing.com. Merchants can determine what loyalty rewards they would like to offer, along with any additional rewards they would like to offer customers. Merchants with Pirq get cards with app installation instructions to give to customers, who can download the app for free. Each time a customer visits, they can scan the specific barcode with their app, bringing them closer to rewards and bonuses. Merchants can send texts or updates to customers about discounts, rewards or other promotions. Pirq also gives merchants the ability to track customer trends and demographics to better advertise and promote their business.
|High-Risk Merchants Accepted|
|POS/Terminal Equipment||Clover, Pax|
|Merchant Cash Advance|
|Offers Customizable Business Solutions|
As highlighted in our credit card processing overview, Tiered Fee pricing structures include a Qualified Tier, Mid-Qualified Tier and a Non-Qualified Tier, with debit transactions using pins usually landing in the lowest rate bracket. CreditCardProcessing.Com also includes an Interchange Plus model, which charges a fee per transaction plus a slight markup of the interchange fee. Rather than trying to decide on a model by deciphering it online, we suggest calling a well-trained rep at CreditCardProcessing.Com to have all of your questions answered and your needs met.
Another area that gives CreditCardProcessing.com an advantage is their pricing; more specifically, month-to-month plans and less additional fees. CreditCardProcessing.com’s month-to-month option is a great advantage for businesses because it provides flexibility to change and freedom to end without worrying about long-term contracts or termination fees. They are committed to offering low fees for their customers and offer $50 Amex gift cards if they don’t meet that promise. They also offer 12-month agreements if merchants prefer, which often comes with a free credit card terminal included.
CreditCardProcessing.Com requires additional fees as is typical with any credit card processing company. These include an annual PCI fee, a monthly minimum fee, monthly gateway fees and other added-services fees for some of their business solutions. Some of these fees are negotiable, so as previously suggest, we at iDeal Comparison always recommend calling to obtain the best information to make an informed decision.
Another area that gives CreditCardProcessing.com an advantage is their pricing; more specifically, month-to-month plans and less additional fees. CreditCardProcessing.com’s month-to-month option is a great advantage for businesses because it provides flexibility to change and freedom to end without worrying about long-term contracts or termination fees. They are committed to offering low fees for their customers and offer $50 Amex gift cards if they don’t meet that promise.
|Debit Card Fee||0.35% + $0.20|
|Credit Card Fee||1.55% + $0.20|
|Debit Gateway Fee||0.95% + $0.22|
|Credit Gateway Fee||1.95% = $0.22|
|Chargeback Fee||$25 per chargeback|
|PCI Compliance Fee||$119|
|Monthly Statement Fee||$7.95|
|Monthly Minimum Processing Fee||$25.00|
|Monthly Gateway Fee||$7.95 month + $0.05 per transaction|
“We needed immediate help. We received fast service. I was reluctant to go with this company, and I am very glad that we did.” -Bhakti F.
CreditCardProcessing.Com’s overall reputation has considerable weight in iDeal Comparison’s positive rating. They offer great customer service, secure processing, and reliable equipment to their customers.
One of the main factors setting them apart from the rest is their undeniably superior customer service. Their merchant support team is extensive and based exclusively out of the United States, with 24/7 access in case questions or concerns arise. CreditCardProcessing.com further elevates their service is assigning a designated representative for each merchant as a point of contact. This personalized feature is not common amongst other credit card processing companies and gives them an edge with the added support for their customers. Coupled with their extensive knowledge and experience and well-trained reps, their customer service is at the top of the heap.
CreditCardProcessing.com is PCI certified, meeting the industry security standards at each turn so that merchants do not have to be concerned about the security of their data and the information of their customers. The use of Authorize.net for online purchasing should put merchants at ease, as their encryption technology ensure the security of their customers’ data.
As for ratings, the BBB rates CreditCardProcessing.com as an A+, with positive reviews across the board and on multiple reputable sites. They respond to inquiries and concerns in a timely manner, and have proven their aptitude for 20 years. With everything considered, we at iDeal Comparison believe that merchants of any size won’t go wrong if they choose CreditCardProcessing.com.
|A+ BBB Rating|
|Willing to Negotiate|
|Customer Service Number||888-395-7158|